Scotiabank · Visa
Scotia Momentum Visa Infinite Card
Cash back
Welcome offer
Not verified yetUp to $300 cash back
Earn 15% cash back on all purchases in the first 3 months, on up to $2,000 in spending (up to $300). First year free.
- Minimum spend
- $2,000 in 3 months
- Apply by
- November 1, 2026
The apply-by date on the issuer's site (November 1, 2026) has passed. This is what I saw on October 4, 2026, and it needs to be checked again.
This card's data was imported on September 6, 2026 and has not been checked against the issuer's page yet. Check the issuer's website before you apply.
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $120, first year free
- Foreign transaction fee
- 2.5%
- Purchase rate
- 20.99%
- Cash advance rate
- 22.99%
- Income requirement
- Personal $60,000 or Household $100,000
- Costco in store
- Not accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026.
Rewards
What each category earns
| Category | Earn per $1 |
|---|---|
| Groceries | 4% |
| Dining and delivery | 1% |
| Gas and EV charging | 2% |
| Recurring bills | 4% |
| Transit | 2% |
| Drugstores | 1% |
| Travel | 1% |
| Entertainment | 1% |
| Phone and internet | 4% |
| Streaming | 2% |
| Online shopping | 1% |
| Convenience stores | 1% |
| Office supplies | 1% |
| Other spending | 1% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Benefits
- Concierge
- Yes
Included insurance
- Travel medical
- Included
- Travel medical (age 54 and under)
- $1,000,000, 15 day(s)
- Travel medical (age 64 and under)
- $1,000,000, 15 day(s)
- Trip interruption
- $2,000
- Travel accident
- $500,000
- Flight delay
- $500
- Baggage delay
- $500
- Lost baggage
- $500
- Rental car collision
- $65,000, 48 day(s)
- Extended warranty
- 1 year
- Purchase protection
- 90 day(s)
- Mobile device
- $1,000, 1 year
Coverage amounts and number of days are as stated in the certificate of insurance.