National Bank · Mastercard
National Bank Platinum Mastercard
Travel points, earns National Bank points
Welcome offer
Not verified yetUp to 35,000 National Bank points
Earn 10,000 points when you sign up for payment protection insurance and keep it for 3 months, plus 10,000 points when you spend $2,500 within 3 months, plus 15,000 points when you reach $10,000 within 12 months. First year's annual fee refunded.
- Minimum spend
- $10,000 in 12 months
- Apply by
- November 4, 2026
The apply-by date on the issuer's site (November 4, 2026) has passed. This is what I saw on October 11, 2026, and it needs to be checked again.
This card's data was imported on September 6, 2026 and has not been checked against the issuer's page yet. Check the issuer's website before you apply.
See this card on the issuer's website ↗Fees and requirements
- Annual fee
- $70, first year free
- Foreign transaction fee
- 2.5%
- Purchase rate
- 20.99%
- Cash advance rate
- 22.49%
- Income requirement
- Not stated
- Costco in store
- Accepted (Costco takes only Mastercard in store)
Fees and rates were imported on September 6, 2026.
Rewards
What each category earns
| Category | Earn per $1 | Effective return |
|---|---|---|
| Groceries | 2× NBC | about 2% |
| Dining and delivery | 2× NBC | about 2% |
| Gas and EV charging | 1.5× NBC | about 1.5% |
| Recurring bills | 1.5× NBC | about 1.5% |
| Transit | 0.67× NBC | about 0.67% |
| Drugstores | 0.67× NBC | about 0.67% |
| Travel | 1.5× NBC | about 1.5% |
| Entertainment | 0.67× NBC | about 0.67% |
| Phone and internet | 0.67× NBC | about 0.67% |
| Streaming | 0.67× NBC | about 0.67% |
| Online shopping | 0.67× NBC | about 0.67% |
| Convenience stores | 0.67× NBC | about 0.67% |
| Office supplies | 0.67× NBC | about 0.67% |
| Other spending | 0.67× NBC | about 0.67% |
High-return categories usually have a monthly or annual cap, and issuers exclude some merchants. Imported on September 6, 2026, not checked line by line.
Included insurance
- Travel medical
- Included
- Travel medical (age 54 and under)
- $5,000,000, 10 day(s)
- Travel medical (age 64 and under)
- $5,000,000, 10 day(s)
- Travel medical (age 65 and over)
- $5,000,000, 10 day(s)
- Trip cancellation
- $1,000
- Trip interruption
- $1,500
- Flight delay
- $500
- Baggage delay
- $500
- Lost baggage
- $1,000
- Rental car collision
- $65,000, 48 day(s)
- Extended warranty
- 2 year(s)
- Purchase protection
- 180 day(s)
- Mobile device
- $1,000, 2 year(s)
Coverage amounts and number of days are as stated in the certificate of insurance.